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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,437 | $81,487+2.4% | $102,412-18.5% | $80,935+3.1% |
| Participation rate | 97.9% | 66.8%+31.1pp | 74.5%+23.4pp | 67.7%+30.3pp |
| Annual return | 14.16% | 25.60%-11.4pp | 24.94%-10.8pp | 35.66%-21.5pp |
| Employer contribution / active EE | $2,991 | $3,103-3.6% | $3,870-22.7% | $2,757+8.5% |
| Participant deferral / active EE | $7,791 | $3,871+101.3% | $5,060+54.0% | $4,299+81.2% |
| Admin fee / account holder | $6,639 | $6,717-1.2% | $8,388-20.8% | $6,924-4.1% |