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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,270 | $93,345-0.1% | $119,126-21.7% | $87,485+6.6% |
| Participation rate | 100.0% | 68.7%+31.3pp | 75.8%+24.2pp | 68.9%+31.1pp |
| Annual return | 16.79% | 19.08%-2.3pp | 282.11%-265.3pp | 26.06%-9.3pp |
| Employer contribution / active EE | $3,717 | $3,172+17.2% | $4,034-7.8% | $2,596+43.2% |
| Participant deferral / active EE | $9,422 | $4,099+129.9% | $5,318+77.2% | $4,274+120.5% |
| Admin fee / account holder | $5,444 | $8,039-32.3% | $10,693-49.1% | $7,775-30.0% |