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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,413 | $54,320-77.1% | $67,652-81.7% | $52,331-76.3% |
| Participation rate | 100.0% | 73.6%+26.4pp | 75.7%+24.3pp | 68.1%+31.9pp |
| Annual return | -0.46% | 6.81%-7.3pp | 6625.40%-6625.9pp | 4.54%-5.0pp |
| Employer contribution / active EE | $1,302 | $1,544-15.7% | $2,266-42.5% | $1,882-30.8% |
| Participant deferral / active EE | $2,105 | $2,950-28.7% | $3,560-40.9% | $3,022-30.4% |
| Admin fee / account holder | $67 | $527-87.3% | $4,821-98.6% | $592-88.7% |