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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,082 | $57,119-73.6% | $85,187-82.3% | $80,935-81.4% |
| Participation rate | 78.0% | 56.4%+21.6pp | 67.5%+10.5pp | 67.7%+10.4pp |
| Annual return | 15.12% | 21.70%-6.6pp | 66.67%-51.5pp | 35.66%-20.5pp |
| Employer contribution / active EE | $1,247 | $1,802-30.8% | $2,732-54.4% | $2,757-54.8% |
| Participant deferral / active EE | $2,552 | $3,115-18.1% | $4,525-43.6% | $4,299-40.6% |
| Admin fee / account holder | $1,650 | $4,990-66.9% | $6,162-73.2% | $6,924-76.2% |