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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,228 | $156,398+15.9% | $147,318+23.0% | $138,895+30.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 13.19% | 78.75%-65.6pp | 70.43%-57.2pp | 145.39%-132.2pp |
| Employer contribution / active EE | $3,932 | $4,853-19.0% | $4,593-14.4% | $4,194-6.2% |
| Participant deferral / active EE | $6,756 | $8,237-18.0% | $7,906-14.5% | $6,396+5.6% |
| Admin fee / account holder | $24,893 | $14,976+66.2% | $13,708+81.6% | $12,562+98.2% |