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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,459 | $108,911-39.9% | $100,392-34.8% | $145,884-55.1% |
| Participation rate | 64.7% | 83.0%-18.3pp | 81.5%-16.8pp | 80.3%-15.6pp |
| Annual return | 13.59% | 58.23%-44.6pp | 49.45%-35.9pp | 551.85%-538.3pp |
| Employer contribution / active EE | $2,008 | $4,420-54.6% | $3,941-49.1% | $4,662-56.9% |
| Participant deferral / active EE | $5,904 | $8,459-30.2% | $8,090-27.0% | $6,690-11.7% |
| Admin fee / account holder | $536 | $9,698-94.5% | $7,904-93.2% | $13,392-96.0% |