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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,906 | $182,442-65.0% | $163,379-60.9% | $138,895-54.0% |
| Participation rate | 50.0% | 79.8%-29.8pp | 76.8%-26.8pp | 79.9%-29.9pp |
| Annual return | 16.53% | 72.74%-56.2pp | 63.41%-46.9pp | 145.39%-128.9pp |
| Employer contribution / active EE | $2,965 | $4,159-28.7% | $3,752-21.0% | $4,194-29.3% |
| Participant deferral / active EE | $3,624 | $6,817-46.8% | $6,282-42.3% | $6,396-43.3% |
| Admin fee / account holder | $1,298 | $10,396-87.5% | $9,818-86.8% | $12,562-89.7% |