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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,845 | $90,691+115.9% | $76,119+157.3% | $145,884+34.2% |
| Participation rate | 60.0% | 74.5%-14.5pp | 69.1%-9.1pp | 80.3%-20.3pp |
| Annual return | 4.44% | 624.52%-620.1pp | 361.25%-356.8pp | 551.85%-547.4pp |
| Employer contribution / active EE | $21,060 | $3,329+532.7% | $2,693+682.1% | $4,662+351.7% |
| Participant deferral / active EE | $12,200 | $5,167+136.1% | $4,259+186.4% | $6,690+82.4% |
| Admin fee / account holder | $0 | $8,383-100.0% | $6,421-100.0% | $13,392-100.0% |