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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,146 | $68,878+12.0% | $120,574-36.0% | $80,935-4.7% |
| Participation rate | 100.0% | 61.7%+38.3pp | 71.9%+28.1pp | 67.7%+32.3pp |
| Annual return | 8.67% | 23.67%-15.0pp | 107.42%-98.8pp | 35.66%-27.0pp |
| Employer contribution / active EE | $3,081 | $2,065+49.2% | $3,471-11.2% | $2,757+11.8% |
| Participant deferral / active EE | $2,672 | $3,189-16.2% | $4,996-46.5% | $4,299-37.9% |
| Admin fee / account holder | $24,369 | $5,782+321.5% | $9,445+158.0% | $6,924+251.9% |