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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,776 | $102,385-74.8% | $147,080-82.5% | $80,935-68.2% |
| Participation rate | 70.2% | 75.9%-5.7pp | 82.2%-12.0pp | 67.7%+2.6pp |
| Annual return | 13.59% | 135.09%-121.5pp | 420.17%-406.6pp | 35.66%-22.1pp |
| Employer contribution / active EE | $1,358 | $3,717-63.5% | $4,933-72.5% | $2,757-50.8% |
| Participant deferral / active EE | $3,081 | $6,651-53.7% | $8,066-61.8% | $4,299-28.4% |
| Admin fee / account holder | $981 | $7,951-87.7% | $12,989-92.4% | $6,924-85.8% |