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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,837 | $160,028-85.1% | $147,080-83.8% | $145,884-83.7% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 13.46% | 98.60%-85.1pp | 420.17%-406.7pp | 551.85%-538.4pp |
| Employer contribution / active EE | $2,993 | $5,286-43.4% | $4,933-39.3% | $4,662-35.8% |
| Participant deferral / active EE | $4,277 | $8,422-49.2% | $8,066-47.0% | $6,690-36.1% |
| Admin fee / account holder | $494 | $15,030-96.7% | $12,989-96.2% | $13,392-96.3% |