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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,640 | $182,442+42.9% | $163,379+59.5% | $138,895+87.7% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 10.21% | 72.74%-62.5pp | 63.41%-53.2pp | 145.39%-135.2pp |
| Employer contribution / active EE | $10,924 | $4,159+162.6% | $3,752+191.1% | $4,194+160.5% |
| Participant deferral / active EE | $9,216 | $6,817+35.2% | $6,282+46.7% | $6,396+44.1% |
| Admin fee / account holder | $2,634 | $10,396-74.7% | $9,818-73.2% | $12,562-79.0% |