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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,115 | $183,516-0.2% | $155,534+17.7% | $145,884+25.5% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 14.83% | 61.43%-46.6pp | 64.92%-50.1pp | 551.85%-537.0pp |
| Employer contribution / active EE | $9,236 | $5,315+73.8% | $4,675+97.6% | $4,662+98.1% |
| Participant deferral / active EE | $4,351 | $6,467-32.7% | $5,630-22.7% | $6,690-35.0% |
| Admin fee / account holder | $774 | $19,293-96.0% | $15,900-95.1% | $13,392-94.2% |