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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,115 | $183,627-0.3% | $155,602+17.7% | $145,978+25.4% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 14.83% | 61.32%-46.5pp | 64.81%-50.0pp | 550.52%-535.7pp |
| Employer contribution / active EE | $9,236 | $5,316+73.7% | $4,675+97.6% | $4,662+98.1% |
| Participant deferral / active EE | $4,351 | $6,466-32.7% | $5,629-22.7% | $6,690-35.0% |
| Admin fee / account holder | $774 | $19,327-96.0% | $15,923-95.1% | $13,400-94.2% |