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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,630 | $181,896-30.9% | $156,551-19.8% | $273,972-54.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 7.03% | 30.74%-23.7pp | 32.23%-25.2pp | 41.46%-34.4pp |
| Employer contribution / active EE | $12,753 | $6,248+104.1% | $5,501+131.8% | $4,869+161.9% |
| Participant deferral / active EE | $8,446 | $5,550+52.2% | $4,871+73.4% | $5,287+59.7% |
| Admin fee / account holder | $3,972 | $15,560-74.5% | $13,028-69.5% | $10,133-60.8% |