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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,351 | $169,237-36.6% | $129,339-17.0% | $145,978-26.5% |
| Participation rate | 77.8% | 76.5%+1.3pp | 69.6%+8.1pp | 80.3%-2.5pp |
| Annual return | 12.77% | 14364.43%-14351.7pp | 9437.05%-9424.3pp | 550.52%-537.7pp |
| Employer contribution / active EE | $0 | $5,540-100.0% | $4,154-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $2,742 | $4,991-45.1% | $4,170-34.2% | $6,690-59.0% |
| Admin fee / account holder | $498 | $9,882-95.0% | $7,668-93.5% | $13,400-96.3% |