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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,351 | $169,336-36.6% | $129,384-17.0% | $145,884-26.4% |
| Participation rate | 77.8% | 76.5%+1.3pp | 69.6%+8.1pp | 80.3%-2.5pp |
| Annual return | 12.77% | 14408.70%-14395.9pp | 9461.77%-9449.0pp | 551.85%-539.1pp |
| Employer contribution / active EE | $0 | $5,540-100.0% | $4,153-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $2,742 | $4,985-45.0% | $4,166-34.2% | $6,690-59.0% |
| Admin fee / account holder | $498 | $9,912-95.0% | $7,686-93.5% | $13,392-96.3% |