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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,198 | $201,372-63.7% | $184,260-60.3% | $145,884-49.8% |
| Participation rate | 59.1% | 87.5%-28.4pp | 86.8%-27.7pp | 80.3%-21.2pp |
| Annual return | 14.44% | 29.04%-14.6pp | 28.84%-14.4pp | 551.85%-537.4pp |
| Employer contribution / active EE | $1,680 | $7,024-76.1% | $6,427-73.9% | $4,662-64.0% |
| Participant deferral / active EE | $3,853 | $9,808-60.7% | $9,133-57.8% | $6,690-42.4% |
| Admin fee / account holder | $1,882 | $16,362-88.5% | $13,898-86.5% | $13,392-85.9% |