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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,198 | $201,264-63.6% | $184,185-60.3% | $145,978-49.9% |
| Participation rate | 59.1% | 87.5%-28.4pp | 86.8%-27.7pp | 80.3%-21.2pp |
| Annual return | 14.44% | 29.00%-14.6pp | 28.81%-14.4pp | 550.52%-536.1pp |
| Employer contribution / active EE | $1,680 | $7,021-76.1% | $6,426-73.9% | $4,662-64.0% |
| Participant deferral / active EE | $3,853 | $9,806-60.7% | $9,132-57.8% | $6,690-42.4% |
| Admin fee / account holder | $1,882 | $16,376-88.5% | $13,909-86.5% | $13,400-86.0% |