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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,265 | $69,118+33.5% | $53,647+72.0% | $138,895-33.6% |
| Participation rate | 66.7% | 64.0%+2.7pp | 56.3%+10.4pp | 79.9%-13.3pp |
| Annual return | 20.24% | 248.26%-228.0pp | 358.33%-338.1pp | 145.39%-125.2pp |
| Employer contribution / active EE | $1,353 | $1,189+13.8% | $962+40.7% | $4,194-67.7% |
| Participant deferral / active EE | $2,106 | $2,274-7.4% | $1,813+16.1% | $6,396-67.1% |
| Admin fee / account holder | $40 | $2,724-98.5% | $2,460-98.4% | $12,562-99.7% |