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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,265 | $104,650-11.8% | $83,854+10.0% | $155,188-40.5% |
| Participation rate | 66.7% | 65.1%+1.6pp | 59.1%+7.6pp | 80.8%-14.1pp |
| Annual return | 20.24% | 28.97%-8.7pp | 31.39%-11.2pp | 148.84%-128.6pp |
| Employer contribution / active EE | $1,353 | $1,196+13.1% | $1,017+33.0% | $4,248-68.1% |
| Participant deferral / active EE | $2,106 | $2,367-11.1% | $2,035+3.5% | $6,531-67.8% |
| Admin fee / account holder | $40 | $3,518-98.9% | $3,197-98.7% | $14,480-99.7% |