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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,734 | $166,089-40.6% | $164,928-40.1% | $145,978-32.4% |
| Participation rate | 31.8% | 82.0%-50.2pp | 78.6%-46.8pp | 80.3%-48.5pp |
| Annual return | 14.16% | 100.26%-86.1pp | 70.08%-55.9pp | 550.52%-536.4pp |
| Employer contribution / active EE | $1,169 | $5,276-77.8% | $4,343-73.1% | $4,662-74.9% |
| Participant deferral / active EE | $2,307 | $6,961-66.9% | $6,034-61.8% | $6,690-65.5% |
| Admin fee / account holder | $2,955 | $16,641-82.2% | $12,684-76.7% | $13,400-77.9% |