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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,734 | $166,242-40.6% | $165,071-40.2% | $145,884-32.3% |
| Participation rate | 31.8% | 82.0%-50.2pp | 78.6%-46.8pp | 80.3%-48.5pp |
| Annual return | 14.16% | 100.44%-86.3pp | 70.17%-56.0pp | 551.85%-537.7pp |
| Employer contribution / active EE | $1,169 | $5,283-77.9% | $4,347-73.1% | $4,662-74.9% |
| Participant deferral / active EE | $2,307 | $6,964-66.9% | $6,035-61.8% | $6,690-65.5% |
| Admin fee / account holder | $2,955 | $16,658-82.3% | $12,695-76.7% | $13,392-77.9% |