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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,794 | $79,181-28.3% | $102,423-44.5% | $74,429-23.7% |
| Participation rate | 64.4% | 74.8%-10.4pp | 76.5%-12.1pp | 67.2%-2.8pp |
| Annual return | 20.00% | 54.97%-35.0pp | 29.42%-9.4pp | 1368.38%-1348.4pp |
| Employer contribution / active EE | $1,242 | $2,362-47.4% | $3,023-58.9% | $2,625-52.7% |
| Participant deferral / active EE | $2,890 | $4,416-34.6% | $5,054-42.8% | $4,348-33.5% |
| Admin fee / account holder | $3,814 | $2,002+90.5% | $9,455-59.7% | $1,944+96.2% |