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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,244 | $114,119-58.6% | $107,187-55.9% | $138,895-66.0% |
| Participation rate | 50.0% | 78.1%-28.1pp | 75.0%-25.0pp | 79.9%-29.9pp |
| Annual return | 18.57% | 273.21%-254.6pp | 204.55%-186.0pp | 145.39%-126.8pp |
| Employer contribution / active EE | $1,153 | $4,059-71.6% | $3,782-69.5% | $4,194-72.5% |
| Participant deferral / active EE | $2,243 | $5,538-59.5% | $5,096-56.0% | $6,396-64.9% |
| Admin fee / account holder | $18 | $10,024-99.8% | $9,162-99.8% | $12,562-99.9% |