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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,504 | $76,519-98.0% | $56,025-97.3% | $145,897-99.0% |
| Participation rate | 53.3% | 63.2%-9.9pp | 52.5%+0.8pp | 80.3%-27.0pp |
| Annual return | 15.63% | 3017.03%-3001.4pp | 1712.69%-1697.1pp | 552.29%-536.7pp |
| Employer contribution / active EE | $0 | $1,383-100.0% | $1,042-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $521 | $2,624-80.1% | $1,955-73.3% | $6,689-92.2% |
| Admin fee / account holder | $187 | $3,331-94.4% | $2,828-93.4% | $13,390-98.6% |