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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,663 | $156,398-51.6% | $147,318-48.6% | $138,895-45.5% |
| Participation rate | 78.6% | 83.8%-5.2pp | 82.1%-3.5pp | 79.9%-1.3pp |
| Annual return | 16.26% | 78.75%-62.5pp | 70.43%-54.2pp | 145.39%-129.1pp |
| Employer contribution / active EE | $2,599 | $4,853-46.4% | $4,593-43.4% | $4,194-38.0% |
| Participant deferral / active EE | $7,421 | $8,237-9.9% | $7,906-6.1% | $6,396+16.0% |
| Admin fee / account holder | $14,846 | $14,976-0.9% | $13,708+8.3% | $12,562+18.2% |