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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,493 | $71,215-47.4% | $93,696-60.0% | $80,935-53.7% |
| Participation rate | 63.8% | 60.4%+3.4pp | 68.7%-4.9pp | 67.7%-3.9pp |
| Annual return | 17.14% | 11.27%+5.9pp | 133.74%-116.6pp | 35.66%-18.5pp |
| Employer contribution / active EE | $2,253 | $1,565+43.9% | $2,422-7.0% | $2,757-18.3% |
| Participant deferral / active EE | $4,596 | $4,037+13.9% | $4,417+4.1% | $4,299+6.9% |
| Admin fee / account holder | $1,542 | $6,958-77.8% | $8,287-81.4% | $6,924-77.7% |