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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,123 | $129,737-74.5% | $119,126-72.2% | $154,746-78.6% |
| Participation rate | 70.0% | 78.9%-8.9pp | 75.8%-5.8pp | 80.7%-10.7pp |
| Annual return | 9.10% | 379.08%-370.0pp | 282.11%-273.0pp | 172.34%-163.2pp |
| Employer contribution / active EE | $1,460 | $4,375-66.6% | $4,034-63.8% | $4,379-66.7% |
| Participant deferral / active EE | $1,402 | $5,842-76.0% | $5,318-73.6% | $6,730-79.2% |
| Admin fee / account holder | $13,026 | $11,961+8.9% | $10,693+21.8% | $14,365-9.3% |