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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,019 | $106,864+3.0% | $147,318-25.3% | $82,637+33.1% |
| Participation rate | 89.6% | 75.5%+14.1pp | 82.1%+7.5pp | 68.1%+21.6pp |
| Annual return | 19.83% | 27.49%-7.7pp | 70.43%-50.6pp | 53.51%-33.7pp |
| Employer contribution / active EE | $0 | $3,417-100.0% | $4,593-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $8,869 | $6,496+36.5% | $7,906+12.2% | $4,126+114.9% |
| Admin fee / account holder | $2,660 | $8,415-68.4% | $13,708-80.6% | $7,339-63.8% |