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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,019 | $99,875+10.2% | $146,866-25.1% | $86,983+26.5% |
| Participation rate | 89.6% | 75.8%+13.8pp | 82.5%+7.1pp | 69.5%+20.1pp |
| Annual return | 19.83% | 28.10%-8.3pp | 102.85%-83.0pp | 25.83%-6.0pp |
| Employer contribution / active EE | $0 | $3,224-100.0% | $4,425-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $8,869 | $6,322+40.3% | $7,759+14.3% | $4,194+111.5% |
| Admin fee / account holder | $2,660 | $7,838-66.1% | $13,620-80.5% | $7,856-66.1% |