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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,117 | $102,609+198.3% | $98,090+212.1% | $138,895+120.4% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 17.84% | 36.44%-18.6pp | 37.05%-19.2pp | 145.39%-127.6pp |
| Employer contribution / active EE | $3,610 | $3,867-6.6% | $3,606+0.1% | $4,194-13.9% |
| Participant deferral / active EE | $9,397 | $8,167+15.1% | $7,845+19.8% | $6,396+46.9% |
| Admin fee / account holder | $17,706 | $11,434+54.9% | $11,815+49.9% | $12,562+41.0% |