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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,815 | $72,403-64.3% | $67,524-61.8% | $145,978-82.3% |
| Participation rate | 78.6% | 76.9%+1.7pp | 72.9%+5.7pp | 80.3%-1.7pp |
| Annual return | 12.09% | 7197.23%-7185.1pp | 3519.41%-3507.3pp | 550.52%-538.4pp |
| Employer contribution / active EE | $4,229 | $3,072+37.7% | $2,734+54.7% | $4,662-9.3% |
| Participant deferral / active EE | $11,411 | $4,782+138.6% | $4,001+185.2% | $6,690+70.6% |
| Admin fee / account holder | $7,924 | $5,541+43.0% | $4,001+98.1% | $13,400-40.9% |