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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,634 | $138,312-25.1% | $122,979-15.7% | $155,188-33.2% |
| Participation rate | 61.1% | 80.2%-19.1pp | 77.2%-16.1pp | 80.8%-19.7pp |
| Annual return | 16.07% | 22.06%-6.0pp | 20.12%-4.0pp | 148.84%-132.8pp |
| Employer contribution / active EE | $901 | $3,530-74.5% | $3,062-70.6% | $4,248-78.8% |
| Participant deferral / active EE | $2,279 | $5,592-59.2% | $5,003-54.4% | $6,531-65.1% |
| Admin fee / account holder | $1,525 | $15,089-89.9% | $12,864-88.1% | $14,480-89.5% |