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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,107 | $166,242-49.4% | $165,071-49.0% | $145,884-42.3% |
| Participation rate | 95.5% | 82.0%+13.4pp | 78.6%+16.8pp | 80.3%+15.2pp |
| Annual return | 15.87% | 100.44%-84.6pp | 70.17%-54.3pp | 551.85%-536.0pp |
| Employer contribution / active EE | $4,950 | $5,283-6.3% | $4,347+13.9% | $4,662+6.2% |
| Participant deferral / active EE | $16,526 | $6,964+137.3% | $6,035+173.8% | $6,690+147.0% |
| Admin fee / account holder | $338 | $16,658-98.0% | $12,695-97.3% | $13,392-97.5% |