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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $826,975 | $134,817+513.4% | $123,973+567.1% | $155,188+432.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 15.98% | 515.49%-499.5pp | 388.13%-372.1pp | 148.84%-132.9pp |
| Employer contribution / active EE | $8,797 | $4,425+98.8% | $4,126+113.2% | $4,248+107.1% |
| Participant deferral / active EE | $6,913 | $5,706+21.1% | $5,247+31.8% | $6,531+5.8% |
| Admin fee / account holder | $27,588 | $13,245+108.3% | $11,799+133.8% | $14,480+90.5% |