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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,553 | $110,379-3.5% | $102,412+4.0% | $145,884-27.0% |
| Participation rate | 30.4% | 77.9%-47.5pp | 74.5%-44.1pp | 80.3%-49.9pp |
| Annual return | 13.47% | 24.84%-11.4pp | 24.94%-11.5pp | 551.85%-538.4pp |
| Employer contribution / active EE | $908 | $4,216-78.5% | $3,870-76.5% | $4,662-80.5% |
| Participant deferral / active EE | $1,547 | $5,622-72.5% | $5,060-69.4% | $6,690-76.9% |
| Admin fee / account holder | $3,577 | $9,745-63.3% | $8,388-57.4% | $13,392-73.3% |