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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,588 | $110,379-53.3% | $102,412-49.6% | $145,884-64.6% |
| Participation rate | 52.9% | 77.9%-25.0pp | 74.5%-21.6pp | 80.3%-27.4pp |
| Annual return | 10.47% | 24.84%-14.4pp | 24.94%-14.5pp | 551.85%-541.4pp |
| Employer contribution / active EE | $2,220 | $4,216-47.3% | $3,870-42.6% | $4,662-52.4% |
| Participant deferral / active EE | $5,361 | $5,622-4.6% | $5,060+5.9% | $6,690-19.9% |
| Admin fee / account holder | $3,076 | $9,745-68.4% | $8,388-63.3% | $13,392-77.0% |