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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,213 | $76,522-37.0% | $56,033-14.0% | $145,884-67.0% |
| Participation rate | 55.6% | 63.2%-7.7pp | 52.5%+3.1pp | 80.3%-24.7pp |
| Annual return | 9.85% | 3014.28%-3004.4pp | 1711.38%-1701.5pp | 551.85%-542.0pp |
| Employer contribution / active EE | $1,533 | $1,382+10.9% | $1,041+47.3% | $4,662-67.1% |
| Participant deferral / active EE | $1,940 | $2,624-26.1% | $1,954-0.7% | $6,690-71.0% |
| Admin fee / account holder | $22,102 | $3,328+564.1% | $2,827+681.8% | $13,392+65.0% |