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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,632 | $90,691+154.3% | $76,119+203.0% | $145,884+58.1% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 20.94% | 624.52%-603.6pp | 361.25%-340.3pp | 551.85%-530.9pp |
| Employer contribution / active EE | $7,786 | $3,329+133.9% | $2,693+189.2% | $4,662+67.0% |
| Participant deferral / active EE | $8,448 | $5,167+63.5% | $4,259+98.3% | $6,690+26.3% |
| Admin fee / account holder | $785 | $8,383-90.6% | $6,421-87.8% | $13,392-94.1% |