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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,234 | $160,028+186.3% | $147,080+211.6% | $145,884+214.1% |
| Participation rate | 92.3% | 84.0%+8.3pp | 82.2%+10.1pp | 80.3%+12.0pp |
| Annual return | 11.92% | 98.60%-86.7pp | 420.17%-408.2pp | 551.85%-539.9pp |
| Employer contribution / active EE | $21,982 | $5,286+315.9% | $4,933+345.6% | $4,662+371.5% |
| Participant deferral / active EE | $20,437 | $8,422+142.7% | $8,066+153.4% | $6,690+205.5% |
| Admin fee / account holder | $2,374 | $15,030-84.2% | $12,989-81.7% | $13,392-82.3% |