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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $553,321 | $156,398+253.8% | $147,318+275.6% | $138,895+298.4% |
| Participation rate | 92.9% | 83.8%+9.1pp | 82.1%+10.8pp | 79.9%+12.9pp |
| Annual return | 14.16% | 78.75%-64.6pp | 70.43%-56.3pp | 145.39%-131.2pp |
| Employer contribution / active EE | $21,068 | $4,853+334.1% | $4,593+358.7% | $4,194+402.3% |
| Participant deferral / active EE | $20,335 | $8,237+146.9% | $7,906+157.2% | $6,396+217.9% |
| Admin fee / account holder | $9,486 | $14,976-36.7% | $13,708-30.8% | $12,562-24.5% |