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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,751 | $111,787+69.7% | $93,681+102.6% | $145,978+30.0% |
| Participation rate | 83.3% | 74.2%+9.1pp | 68.7%+14.6pp | 80.3%+3.0pp |
| Annual return | 16.82% | 203.52%-186.7pp | 133.47%-116.7pp | 550.52%-533.7pp |
| Employer contribution / active EE | $4,048 | $3,093+30.9% | $2,422+67.1% | $4,662-13.2% |
| Participant deferral / active EE | $8,837 | $4,918+79.7% | $4,415+100.1% | $6,690+32.1% |
| Admin fee / account holder | $767 | $10,256-92.5% | $8,290-90.7% | $13,400-94.3% |