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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,741 | $106,749+168.6% | $145,433+97.2% | $82,448+247.8% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 17.32% | 27.59%-10.3pp | 66.58%-49.3pp | 41.64%-24.3pp |
| Employer contribution / active EE | $12,543 | $3,444+264.2% | $4,554+175.4% | $2,551+391.7% |
| Participant deferral / active EE | $9,466 | $6,519+45.2% | $7,897+19.9% | $4,139+128.7% |
| Admin fee / account holder | $5,813 | $8,390-30.7% | $13,129-55.7% | $7,234-19.7% |