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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,741 | $106,524+169.2% | $152,301+88.3% | $87,485+227.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 17.32% | 26.89%-9.6pp | 80.50%-63.2pp | 26.06%-8.7pp |
| Employer contribution / active EE | $12,543 | $3,371+272.1% | $4,624+171.2% | $2,596+383.1% |
| Participant deferral / active EE | $9,466 | $6,525+45.1% | $8,004+18.3% | $4,274+121.5% |
| Admin fee / account holder | $5,813 | $8,287-29.9% | $14,398-59.6% | $7,775-25.2% |