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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,095 | $77,814-35.6% | $158,223-68.3% | $86,983-42.4% |
| Participation rate | 96.2% | 68.4%+27.7pp | 79.2%+17.0pp | 69.5%+26.6pp |
| Annual return | 15.97% | 30.54%-14.6pp | 52.09%-36.1pp | 25.83%-9.9pp |
| Employer contribution / active EE | $3,448 | $2,592+33.0% | $4,109-16.1% | $2,584+33.4% |
| Participant deferral / active EE | $4,418 | $3,270+35.1% | $5,467-19.2% | $4,194+5.3% |
| Admin fee / account holder | $4,312 | $5,879-26.7% | $16,047-73.1% | $7,856-45.1% |