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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,427 | $117,846-45.3% | $102,434-37.1% | $145,884-55.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 12.82% | 31.90%-19.1pp | 29.46%-16.6pp | 551.85%-539.0pp |
| Employer contribution / active EE | $3,421 | $3,615-5.4% | $3,023+13.2% | $4,662-26.6% |
| Participant deferral / active EE | $5,467 | $5,733-4.6% | $5,055+8.2% | $6,690-18.3% |
| Admin fee / account holder | $2,674 | $13,356-80.0% | $9,462-71.7% | $13,392-80.0% |