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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,054 | $174,379-47.8% | $152,093-40.1% | $138,895-34.4% |
| Participation rate | 92.9% | 81.6%+11.2pp | 77.8%+15.1pp | 79.9%+12.9pp |
| Annual return | 15.79% | 74.86%-59.1pp | 66.36%-50.6pp | 145.39%-129.6pp |
| Employer contribution / active EE | $10,802 | $4,652+132.2% | $4,175+158.7% | $4,194+157.5% |
| Participant deferral / active EE | $1,578 | $6,159-74.4% | $5,451-71.1% | $6,396-75.3% |
| Admin fee / account holder | $759 | $16,880-95.5% | $14,497-94.8% | $12,562-94.0% |