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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,926 | $70,366-71.7% | $66,674-70.1% | $138,895-85.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 17.66% | 386.41%-368.7pp | 321.24%-303.6pp | 145.39%-127.7pp |
| Employer contribution / active EE | $1,316 | $2,765-52.4% | $2,620-49.8% | $4,194-68.6% |
| Participant deferral / active EE | $3,563 | $4,374-18.5% | $4,084-12.8% | $6,396-44.3% |
| Admin fee / account holder | $767 | $5,262-85.4% | $5,098-84.9% | $12,562-93.9% |