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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,108 | $166,089-68.0% | $164,928-67.8% | $145,978-63.6% |
| Participation rate | 42.1% | 82.0%-39.9pp | 78.6%-36.5pp | 80.3%-38.2pp |
| Annual return | 12.22% | 100.26%-88.0pp | 70.08%-57.9pp | 550.52%-538.3pp |
| Employer contribution / active EE | $0 | $5,276-100.0% | $4,343-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $2,706 | $6,961-61.1% | $6,034-55.1% | $6,690-59.5% |
| Admin fee / account holder | $357 | $16,641-97.9% | $12,684-97.2% | $13,400-97.3% |