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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,130 | $110,410-71.8% | $102,437-69.6% | $145,897-78.7% |
| Participation rate | 60.9% | 77.9%-17.1pp | 74.5%-13.6pp | 80.3%-19.4pp |
| Annual return | 14.19% | 24.85%-10.7pp | 24.95%-10.8pp | 552.29%-538.1pp |
| Employer contribution / active EE | $1,854 | $4,217-56.0% | $3,871-52.1% | $4,663-60.2% |
| Participant deferral / active EE | $2,894 | $5,622-48.5% | $5,060-42.8% | $6,689-56.7% |
| Admin fee / account holder | $6,668 | $9,745-31.6% | $8,388-20.5% | $13,390-50.2% |