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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,116 | $108,911+41.5% | $100,392+53.5% | $145,884+5.6% |
| Participation rate | 60.0% | 83.0%-23.0pp | 81.5%-21.5pp | 80.3%-20.3pp |
| Annual return | 10.24% | 58.23%-48.0pp | 49.45%-39.2pp | 551.85%-541.6pp |
| Employer contribution / active EE | $1,711 | $4,420-61.3% | $3,941-56.6% | $4,662-63.3% |
| Participant deferral / active EE | $12,897 | $8,459+52.5% | $8,090+59.4% | $6,690+92.8% |
| Admin fee / account holder | $2,639 | $9,698-72.8% | $7,904-66.6% | $13,392-80.3% |