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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,041 | $102,609+95.0% | $98,090+103.9% | $138,895+44.0% |
| Participation rate | 50.0% | 82.8%-32.8pp | 81.5%-31.5pp | 79.9%-29.9pp |
| Annual return | 21.09% | 36.44%-15.3pp | 37.05%-16.0pp | 145.39%-124.3pp |
| Employer contribution / active EE | $1,016 | $3,867-73.7% | $3,606-71.8% | $4,194-75.8% |
| Participant deferral / active EE | $6,608 | $8,167-19.1% | $7,845-15.8% | $6,396+3.3% |
| Admin fee / account holder | $4,472 | $11,434-60.9% | $11,815-62.1% | $12,562-64.4% |