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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,008 | $154,228+122.4% | $145,433+135.9% | $137,256+149.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 11.89% | 74.59%-62.7pp | 66.58%-54.7pp | 220.34%-208.5pp |
| Employer contribution / active EE | $7,477 | $4,804+55.6% | $4,554+64.2% | $4,156+79.9% |
| Participant deferral / active EE | $12,270 | $8,216+49.3% | $7,897+55.4% | $6,407+91.5% |
| Admin fee / account holder | $2,378 | $14,344-83.4% | $13,129-81.9% | $12,270-80.6% |