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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,836 | $111,535-92.1% | $105,223-91.6% | $137,256-93.6% |
| Participation rate | 81.3% | 78.1%+3.2pp | 75.0%+6.2pp | 80.0%+1.3pp |
| Annual return | 20.60% | 237.85%-217.3pp | 180.65%-160.1pp | 220.34%-199.7pp |
| Employer contribution / active EE | $0 | $3,939-100.0% | $3,689-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $2,144 | $5,500-61.0% | $5,072-57.7% | $6,407-66.5% |
| Admin fee / account holder | $301 | $9,721-96.9% | $8,859-96.6% | $12,270-97.5% |