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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,496 | $89,259+9.2% | $107,187-9.0% | $82,637+18.0% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 12.48% | 21.02%-8.5pp | 204.55%-192.1pp | 53.51%-41.0pp |
| Employer contribution / active EE | $6,326 | $3,080+105.4% | $3,782+67.2% | $2,552+147.9% |
| Participant deferral / active EE | $1,386 | $4,037-65.7% | $5,096-72.8% | $4,126-66.4% |
| Admin fee / account holder | $6,371 | $7,381-13.7% | $9,162-30.5% | $7,339-13.2% |