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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,814 | $78,690+15.4% | $161,489-43.8% | $87,485+3.8% |
| Participation rate | 92.9% | 67.5%+25.4pp | 78.7%+14.2pp | 68.9%+23.9pp |
| Annual return | 11.52% | 32.74%-21.2pp | 89.72%-78.2pp | 26.06%-14.5pp |
| Employer contribution / active EE | $3,531 | $2,588+36.4% | $4,268-17.3% | $2,596+36.0% |
| Participant deferral / active EE | $3,353 | $3,311+1.3% | $5,630-40.4% | $4,274-21.5% |
| Admin fee / account holder | $2,304 | $6,724-65.7% | $16,006-85.6% | $7,775-70.4% |