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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,675 | $76,522+295.5% | $56,033+440.2% | $145,884+107.5% |
| Participation rate | 71.4% | 63.2%+8.2pp | 52.5%+18.9pp | 80.3%-8.9pp |
| Annual return | 8.45% | 3014.28%-3005.8pp | 1711.38%-1702.9pp | 551.85%-543.4pp |
| Employer contribution / active EE | $4,657 | $1,382+236.9% | $1,041+347.4% | $4,662-0.1% |
| Participant deferral / active EE | $13,579 | $2,624+417.5% | $1,954+594.9% | $6,690+103.0% |
| Admin fee / account holder | $96,969 | $3,328+2813.4% | $2,827+3330.0% | $13,392+624.1% |