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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,481 | $82,133+1.6% | $147,318-43.3% | $64,097+30.2% |
| Participation rate | 92.1% | 62.3%+29.8pp | 82.1%+10.0pp | 55.2%+36.9pp |
| Annual return | 19.05% | 78.78%-59.7pp | 70.43%-51.4pp | 34.64%-15.6pp |
| Employer contribution / active EE | $2,526 | $2,872-12.0% | $4,593-45.0% | $1,891+33.6% |
| Participant deferral / active EE | $5,012 | $5,407-7.3% | $7,906-36.6% | $3,080+62.7% |
| Admin fee / account holder | $5,112 | $3,730+37.0% | $13,708-62.7% | $3,454+48.0% |