Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,204 | $86,949+34.8% | $102,460+14.4% | $80,959+44.8% |
| Participation rate | 96.4% | 72.4%+24.0pp | 76.5%+19.9pp | 67.7%+28.8pp |
| Annual return | 8.55% | 18.89%-10.3pp | 29.47%-20.9pp | 35.67%-27.1pp |
| Employer contribution / active EE | $2,921 | $2,370+23.3% | $3,025-3.4% | $2,757+5.9% |
| Participant deferral / active EE | $8,601 | $4,121+108.7% | $5,056+70.1% | $4,300+100.0% |
| Admin fee / account holder | $9,174 | $8,048+14.0% | $9,460-3.0% | $6,925+32.5% |